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Avery Breyer
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How to Raise Your Credit Score: Move to financial first class and have lenders beg for your business! (Simple Personal Finance Books) (Smart Money Blueprint) Kindle Edition

by Avery Breyer (Author) Format: Kindle Edition
4.3 4.3 out of 5 stars 317 ratings
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Have you ever dreamed of being able to get your applications for credit, a mortgage, or that amazing rental apartment you fell in love with, approved with ease?

Do you want to stop worrying the next time a potential employer says they’re going to check your credit as part of the job application process?

Do you want to have access to the lowest interest rates, reserved only for those with a good FICO credit score?

Do you want to be in financial first class?

Then you’re in the right place, my friend.

Because a high score is one of the key ingredients to living that dream, and this book will teach you everything you need to know to improve your credit score — even if, worst case, it's in the OMG-I-wish-there-was-a-convenient-hole-in-the-ground-for-me-to-hide-in range.

And, learning even one new trick in this book that raises your score enough to save on interest rates the next time you get a loan or mortgage, can lead to savings that easily cover the cost of this book many times over.

What You Will Learn in This Book

I’ve packed into this book all of the most important information that you need in order to raise your credit score. Some of what you’ll learn includes:

The 9 Biggest Benefits of a Good Credit Score
The Secrets to Calculating Your Credit Score
13 Credit Score Myths Explained
The Right Way to Check Your Credit Report
How to Build Your Credit Score if You're Starting With None
12 Things that Might be Lowering Your Credit Score
The Best Ways to Maximize Your Credit Score
How to Find a Reputable Credit Counselor (That Won't Hurt Your Credit Score)

I’ve experienced first hand the benefits of a good credit score, and I’ve seen with my own eyes the trials and tribulations that people go through when they don’t have one. Let me help you improve your financial life by teaching you how to raise your credit score the right way.

And believe me, there are plenty of ways to do it wrong, the worst of which can land you in trouble with the law. (I discuss how people fall prey to this later in the book, and how to avoid it.)

Change Your Credit Score, Change Your Life

All you have to do is a little bit of digging to see all the ways that a low credit score can hurt you. To see the doors that will slam in your face because of it.

So don’t allow yourself to stay in that position for a moment longer than necessary.

One of my favorite sayings is ‘Knowledge is Power’. The more you know, the more power you have to affect the kind of change in your life that you want and deserve.

I promise you that if you read this book you’ll know a lot more about credit scores than most people ever will — and you’ll be able to use that intel to keep your score as high as possible from now on.

You're not alone if you wonder "how and what do I do to fix my credit?" You can learn how to rebuild your credit, you can have a good financial life after debt, if you're willing to put in the work.

A high credit score means you’ll worry less about embarrassing declines when applying for credit, you can say goodbye to the days of begging someone to cosign on a loan for you, and hold your head up high when talking with creditors or applying for that job.

There’s no sense in waiting. Every day you wait is one more day you might be making major credit mistakes that are lowering your score right this minute. It’s one more day that you are missing out on all of the benefits of having a higher credit score, not the least of which is the pride you’ll feel when it’s yours!

A high credit score is available to pretty much anyone, as long as you’re willing to put in the effort.

Do you want the benefits of that high credit score? Do want a seat in financial first class, where lenders treat you with respect?

Buy this book today and get yours!
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  1. Part of series
    Smart Money Blueprint
  2. Print length
    101 pages
  3. Language
    English
  4. Sticky notes
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  5. Publication date
    May 21, 2015
  6. File size
    225 KB
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Editorial Reviews

Review

"The best book to date on managing your credit score, increasing credit scores and the dangers to avoid... is an absolute must-have that will put more money in your pocket..." Scott B. Allan - Amazon Reader"

"Avery Breyer explains the world of credit scores in a way that makes sense. Even though debt and credit can be scary words, they are a part of life and necessary for building success and a future. How to Raise Your Credit Score is an excellent resource to help you take the necessary steps to becoming financially responsible and healthy. This is the second book I've read from Avery Breyer and I am applying the steps and suggestions to my own life. It is making a difference for me. Buy this book and let it make a difference for you." David Woody - Amazon Reader

About the Author

Avery Breyer is the best-selling author of the Smart Money Blueprint Series.

Avery has been quoted on MSN Money, GoBanking Rates, and featured as a guest on WOR 710 "The Voice of New York," on The Financial Quarterback, hosted by Josh Jalinski. (He's been a 5-star Wealth Manager 5 years in a row, named Advisor of the Year, and a member of the Top of the Million Dollar Round Table!)

Avery is passionate about helping people to take control of their money and create the life they want!

Getting more from life when you're tight on cash can seem impossible. But real change and success happens when you take action every day. Avery's books will help you do that with easy techniques that anyone can implement, starting right now. You'll get the motivation, money saving tips, and action plan you need to maximize your chances of success.

When not busy writing, Avery loves to read, and explore this beautiful planet we call home!

Need to get in touch with Avery? Head over to the website at AveryBreyer.com/contact

Product details

  • ASIN ‏ : ‎ B00Y2OR2H4
  • Publisher ‏ : ‎ (May 21, 2015)
  • Publication date ‏ : ‎ May 21, 2015
  • Language ‏ : ‎ English
  • File size ‏ : ‎ 225 KB
  • Simultaneous device usage ‏ : ‎ Unlimited
  • Text-to-Speech ‏ : ‎ Enabled
  • Screen Reader ‏ : ‎ Supported
  • Enhanced typesetting ‏ : ‎ Enabled
  • X-Ray ‏ : ‎ Not Enabled
  • Word Wise ‏ : ‎ Enabled
  • Sticky notes ‏ : ‎ On Kindle Scribe
  • Print length ‏ : ‎ 101 pages
  • Customer Reviews:
    4.3 4.3 out of 5 stars 317 ratings

About the author

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Avery Breyer

Avery Breyer

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Avery Breyer is a multiple best-selling author, real estate investor, and freelance writer.

Avery has been seen in/on Woman's World and Essence magazines, The Huffington Post, MSN Money, Nasdaq, GoBanking Rates, and featured as a guest on WOR 710 "The Voice of New York," on The Financial Quarterback, hosted by Josh Jalinski. (Josh was a 5-star Wealth Manager 5 years in a row, named Advisor of the Year, and a member of the Top of the Million Dollar Round Table!).

Avery is passionate about helping people to create the life they want!

Avery believes that real change and success happens when you take action every day. Her books will help you get that with easy techniques that anyone can implement, starting right now. You'll get the motivation, advice, and action plan you need to maximize your chances of success.

When not busy writing, Avery loves to read, mountain bike, and continue her quest for the perfect cup of coffee! ;)

Customer reviews

4.3 out of 5 stars
4.3 out of 5
317 global ratings

Top reviews from the United States

J.L. Cragle
5.0 out of 5 stars MY CREDIT SCORE WENT UP 20 POINTS AFTER READING AND IMPLEMENTING THE TIPS IN THIS BOOK!
Reviewed in the United States on June 7, 2015
Verified Purchase
Full disclosure, my credit score has taken more beatings over the years than a Mike Tyson boxing opponent, an old rug and a the bottom of a marathon runner's shoes, COMBINED! I've had everything from a stellar rating, as well as a almost flatlining credit score. My low credit was a combination of life changes and poor decisions. I had to suffer through trial and error and a lot of disappointments, higher interest rates and rejections as a result of low credit scores.

Had I had this book I would have sped up the re-building of my credit by a factor of 2x or more! This is a no-fluff, to the point and advice filled book. If you follow Avery's advice you can make your good credit score better OR pull your "virtually dead" credit score up from the ashes.
I learned so much from this short book that I've bought copies for my three sons and am going over it with my 15-year old daughter, so she's prepared for the future. For example in the "12 Things That Might Be Lowering Your Credit Score" chapter I learned the right way to check my credit score without actually lowering it! If I ask my banker to check my score, for any reason, then it's considered a hard inquiry and my credit score goes down some! WHY DIDN'T I KNOW THIS BEFORE! There are so many other nuggets, myths broken and knowledge bombs throughout!

The tips throughout the book are like finding a book full of diamonds! I have implemented Avery's tips throughout the "The Best Ways to Maximize Your Credit Score" and it's already reaped benefits of a 20 point jump on my credit score! Your mileage might vary, but it can't help, but get better.
The bottom line is that great and correct information on credit and credit scores are one of the most critical items affecting people, whether young or old, rich or poor, male or female. First, buy this book. Second, start implementing the tips today! Third, share this book with your family, children and friends! Fourth, buy Avery's book on Budgeting (click her profile name above to find it)

My life is better already for the encouragement and truth in this book. My stress level is lower, my credit score is higher (and going up) and my interests rates are getting lower. All because I read this book and took action. You can too, so do it now!
38 people found this helpful
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Lady Red Rose
5.0 out of 5 stars Very Easy and Practical Read
Reviewed in the United States on April 26, 2021
Verified Purchase
I really enjoyed reading this book and am excited about the changes I plan to make in my finances. I am so in reach of excellent credit and will use the suggested principles to reach my financial goals
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CraftyLady
4.0 out of 5 stars Important info, excellent price, relevant read for all.
Reviewed in the United States on July 20, 2016
Verified Purchase
Before reading this book, my knowledge of credit scores was embarrassing. The author explains the many facets of credit scores in a user-friendly way. The way this book is written, you could potentially read it chapter by chapter and pause to put the most recent suggestions into practice. And don't worry about forgetting details of what certain terms mean; as topics are reintroduced, they are also redefined (and explained with examples). She also gives you reputable resources to refer to. It was a surprisingly affordable ebook, took a relatively short time to read, and she has advice/information that can apply to anyone (whether good credit, bad credit, or no credit). I gave it four stars because some of it did become a bit repetitive. I just finished reading it cover to cover, so I may have to update after using her suggestions.
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Lucydog
5.0 out of 5 stars Raise your credit score and lower your interest rates!
Reviewed in the United States on May 30, 2015
Verified Purchase
When I read that my credit score was within the 750-850 range, I did not need to read the book. However, this book intrigued me about the way people's credit score is done. Having going through my early years of being a crazy credit card person, finding great deals and transferring them to another one, I now understand how that helped in some way (hahaha). I was curious for young people in how they need to build up their credit score and to my chagrin, it is to do exactly what I did, but just charge for smaller items and paying it off quickly. I also did not know closing credit cards was a bad thing!!! Usually, things about money go through one ear and out the other. This one caught my attention by the way it was written and all the facts and resources. I am so glad I read this book.
9 people found this helpful
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Sammi Kay
3.0 out of 5 stars Helpful
Reviewed in the United States on April 5, 2020
Verified Purchase
This was a book with many ideas on how to improve your credit score most of which have been circulating for years but still helpdul
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Tish Mellon
5.0 out of 5 stars A Great Book for People Who Don't Have a Credit Score!
Reviewed in the United States on May 26, 2015
Verified Purchase
Wow, what a great book! Even for people like me, who have no credit score! Who are just starting out in their very first jobs. Avery Breyer has NOT forgotten about people like me and my friends. I read his first book, How to Stop Living From Paycheck to Paycheck, and it really helped me with budgeting. This new book of his is helping me obtain a "credit score" (and game the system!). There's a whole chapter for newbies on how to establish a credit score! Why do we need one? Avery Breyer tells us: Because it will help you land a job, your employer will see you have good credit and think well of you! It will help you rent an apartment, the landlord will see you have a better credit score than the other applicants! It will help you get credit cards! It will help you get "preferred customer" cards at stores like Bloomingdales (which give you points for future purchases! which will save you money!) And it will even help me buy a car someday! Every time I read a Avery Breyer book I learn so many great tips and techniques! Which is helping me become successful with money! Thanks, Mr. Breyer! I can't wait for your next "Smart Money" book!!!!!
10 people found this helpful
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Kim Windsor
5.0 out of 5 stars The actual place to get “free” credit report is reason enough to get this book.
Reviewed in the United States on May 23, 2015
Verified Purchase
Credit scores… Arggghhh! Love them or hate them, they're a fact of your financial life. Avery breaks them down in detail from explanation to action items you can take to improve yours. FICO, shmico and all things in between. So where to start? Understanding what it is how it's calculated and how you can go about improving yours, this book delivers an in-depth and intructional class on figuring yours out, finding out why it's “good” or “bad” and the steps you can take to start improving it. She includes helpful information about where to EXACTLY get your “free” credit report because, mistakes made on my part before reading this book, not all free credit report dot com site are actually FREE. Imagine. This information alone will save you the quagmire that is trying to cancel one of those recurring charge “free” credit report sites. Trust me on that. Some great advice as avery continues her financil series of books.
6 people found this helpful
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Top reviews from other countries

Sarah P
5.0 out of 5 stars Get Your Credit Score on Track With This Book!
Reviewed in Canada on May 23, 2015
Verified Purchase
This is an important book on a topic that too few know enough about. It shows you how to build and maintain your credit score and explains why this is important. The author cuts through the noise of information that you may find on the Internet and tells you straight up what you need to know and she does so in a very conversational, easy-to-read manner. I especially like the tips of how you may be unknowingly lowering your credit score - I had no idea! So useful. I highly recommend to anyone.
2 people found this helpful
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Reviewer Guy
5.0 out of 5 stars Excellent Book in an Excellent Series!
Reviewed in the United Kingdom on May 23, 2015
Verified Purchase
Life is getting serious for my wife and I. Baby on the way, looking into getting a car (we've always lived downtown, so never needed on before), changing career and -yikes- buying a house. We went from carefree to in debt... As a result, I bought Avery's first book and loved it, and now got her second title in the Smart Money Blueprint series. Awesome stuff and some really, really useful tips! I cannot recommend this book (and series) enough.
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Ginger T
5.0 out of 5 stars Essential advice!
Reviewed in Australia on May 28, 2015
Verified Purchase
Another great book in the Smart Money Blueprint series by Avery Breyer. So many excellent suggestions to raise your credit score and keep it elevated making life a whole lot easier!
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Moline
5.0 out of 5 stars Perfect book to increase your credit score.
Reviewed in Canada on July 9, 2021
Verified Purchase
Good for people starting their life with credit. Also, for other who made financial mistake in life. From 0 to 100 years old.
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yohan paulin
5.0 out of 5 stars Nice read
Reviewed in the United Kingdom on January 10, 2019
Verified Purchase
I learnt a few pointers
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