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Authentic Dave Ramsey Replacement Refill Sheets Spiral-bound – December 29, 2014

4.7 4.7 out of 5 stars 609 ratings

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The official Dave Ramsey Envelope Replacement Sheets fit perfectly in the Deluxe, Designer and Standard Envelope Systems to help you keep track of your cash and avoid busting your budget.
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Editorial Reviews

About the Author

Dave Ramsey is America’s trusted voice on money and business. He’s a #1 National bestselling author and host of The Ramsey Show, America’s 2nd largest radio show, The Ramsey Show Podcast, with over 1.5 billion downloads, and The Ramsey Show YouTube channel, with more than 1 billion views. Dave’s eight national bestselling books include The Total Money Makeover, Baby Steps Millionaires, and EntreLeadership. He has appeared on Good Morning America, CBS This Morning, Today, Fox News, CNN, Fox Business and many more. Since 1992, Dave has helped people take control of their money, build wealth, and enhance their lives. He also serves as CEO of Ramsey Solutions. Dave and his family reside in Franklin, Tennessee.

Product details

  • Publisher ‏ : ‎ Ramsey Press (December 29, 2014)
  • Language ‏ : ‎ English
  • Spiral-bound ‏ : ‎ 24 pages
  • ISBN-10 ‏ : ‎ 1938400119
  • ISBN-13 ‏ : ‎ 978-1938400117
  • Reading age ‏ : ‎ 15 years and up
  • Item Weight ‏ : ‎ 3.36 ounces
  • Dimensions ‏ : ‎ 3 x 0.5 x 6 inches
  • Customer Reviews:
    4.7 4.7 out of 5 stars 609 ratings

About the author

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Dave Ramsey
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Dave Ramsey is America’s trusted voice on money and business. He’s a #1 National bestselling author and host of The Ramsey Show, heard by more than 18 million listeners each week. Dave’s eight national bestselling books include The Total Money Makeover, Baby Steps Millionaires, and EntreLeadership. He has appeared on Good Morning America, CBS This Morning, Today, Fox News, CNN, Fox Business and many more. Since 1992, Dave has helped people take control of their money, build wealth, and enhance their lives. He also serves as CEO of Ramsey Solutions.

Customer reviews

4.7 out of 5 stars
4.7 out of 5
609 global ratings
Ditch debt and save how use cash not credit cards or at least use a debt card
5 Stars
Ditch debt and save how use cash not credit cards or at least use a debt card
The envelope system is old house but a clever way to carry cash and other stuff. There are pictures of ripped envelopes, will if you open and close these paper envelope they do rip over time. I personally replace the envelopes maybe twice a year, but I do tape up the areas that are pronged to rip (every time I start a new envelopes)All I can add is we are debt free (everything) and thank you Dave for waking us up and to get out of debtGod BlessRob and Robin
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Top reviews from the United States

Reviewed in the United States on April 17, 2024
The envelope system is old house but a clever way to carry cash and other stuff. There are pictures of ripped envelopes, will if you open and close these paper envelope they do rip over time. I personally replace the envelopes maybe twice a year, but I do tape up the areas that are pronged to rip (every time I start a new envelopes)

All I can add is we are debt free (everything) and thank you Dave for waking us up and to get out of debt

God Bless
Rob and Robin
Customer image
RC
5.0 out of 5 stars Ditch debt and save how use cash not credit cards or at least use a debt card
Reviewed in the United States on April 17, 2024
The envelope system is old house but a clever way to carry cash and other stuff. There are pictures of ripped envelopes, will if you open and close these paper envelope they do rip over time. I personally replace the envelopes maybe twice a year, but I do tape up the areas that are pronged to rip (every time I start a new envelopes)

All I can add is we are debt free (everything) and thank you Dave for waking us up and to get out of debt

God Bless
Rob and Robin
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Customer image
Reviewed in the United States on December 27, 2022
LOVE the envelope system!
Must have
Reviewed in the United States on December 8, 2019
We recently switched over to do in the Dave Ramsey system. I had started off with having different colored paper envelopes that I bought here on the Amazon. But they fell apart so fast. And I'd be struggling to find the right one. The Dave Ramsey envelope system keeps everything together and so far has been very sturdy. Game changer!
One person found this helpful
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Reviewed in the United States on June 19, 2016
HOW I WILL USE?: I've used these for cash budgeting for years, but now I'm passing the habit along to my 15-year old daughter. She will taking a 3-week visit to Europe and will have a daily budget. I'm 100% sure these envelopes will stand up to her pushing and pulling, in and out of a money belt. She will be well-trained and equipped!

DID IT MEET EXPECTATIONS?: Yes! Perfect size...nice to stay organized as one unit with spiral...

TIP: I stuff the flap inside for easy access while in the store.
2 people found this helpful
Report
Reviewed in the United States on September 19, 2023
I have used this item since 2017 and the fake leather still looks pretty good I think. See photo. A little cracked on the surface but completely intact. I’ve only replaced the envelope system once or twice and they hold up pretty well. I honestly don’t use this on a daily basis for all my shopping etc which is still mostly done through my debit card, but I do use this system for saving for recurring bills that aren’t monthly, such as auto registration, gifts, medical expenses, vacation, unexpected small expenses etc. I hit the ATM on payday and put in my allotted amounts for each category. It’s a basic system but it gets the job done . As others said, I don’t see the need to write on the envelopes as I can track the individual expenditures more easily using other methods.
Customer image
4.0 out of 5 stars Since 2017…
Reviewed in the United States on September 19, 2023
I have used this item since 2017 and the fake leather still looks pretty good I think. See photo. A little cracked on the surface but completely intact. I’ve only replaced the envelope system once or twice and they hold up pretty well. I honestly don’t use this on a daily basis for all my shopping etc which is still mostly done through my debit card, but I do use this system for saving for recurring bills that aren’t monthly, such as auto registration, gifts, medical expenses, vacation, unexpected small expenses etc. I hit the ATM on payday and put in my allotted amounts for each category. It’s a basic system but it gets the job done . As others said, I don’t see the need to write on the envelopes as I can track the individual expenditures more easily using other methods.
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One person found this helpful
Report
Reviewed in the United States on May 20, 2016
Love Dave Ramsey and the Envelope system! I was happy to see these replacement ledgers/envelopes for the wallet I already own. These make tracking really easy and they last me about a full year but I'm not super specific about tracking each purchase though, I just know when the money is gone, I'm done spending. So if you write down every purchase you may need to replace more often. They are surprisingly sturdy but they do get torn up by the end of the year. I have been happy with this purchase!
3 people found this helpful
Report
Reviewed in the United States on August 8, 2019
I really do LOVE this item. It is exactly as stated/shown, not sure about any defects yet, but it is much cheaper than other cash folders (although some are cute) sold here and does the job well by keeping everything together vs having multiple seperated folders.
Reviewed in the United States on November 23, 2021
A very good product I would recommend.

Top reviews from other countries

Anne Vinson
5.0 out of 5 stars Five Stars
Reviewed in Canada on January 26, 2018
You get exactl'y what you asked for.
Katherine Arca
4.0 out of 5 stars Slowly helping me save!
Reviewed in Canada on February 21, 2019
This is a good product. I’m new to cash envelopes and it’s slowly helping me with process of saving money.