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PCSUSDCRT Chip and Swipe Reader Black

4.4 out of 5 stars 1,035
Brand PayPal
Connectivity Technology Bluetooth
Color Black
Compatible Devices Universal/SmartPhones/Tablets
Hardware Interface Bluetooth

About this item

  • No hidden fees - just 2.7% per U.S. Transaction.
  • Comes with a clip that attaches the reader to your Phone or tablet for easy transport. Ideal for on-the-go Payments.
  • Connects wirelessly to the PayPal Here app on your compatible Phone or tablet.
  • Fast access to your funds - usually in minutes.
  • Live customer support.
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CHOKING HAZARD -- Toy contains a small ball. Not for children under 3 yrs. To be used under the direct supervision of an adult

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PayPal PCSUSDCRT Chip and Swipe Reader Black

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What's in the box

  • Card Reader
  • USB Charging Cable
  • Mounting Clip
  • Getting Started guide
  • Payment acceptance window sticker

    • Product Description

    Get paid in person and on the go with PayPal here. The PayPal chip and swipe reader and our PayPal here app help keep transactions secure for you and your customers. Accept chip cards and traditional magnetic-stripe cards, send invoices from the app or online, and even record cash and check transactions on your compatible phone or tablet. PayPal here account is required. Compatible with most iOS and Android mobile phones and tablets.

    Customer reviews

    4.4 out of 5 stars
    4.4 out of 5
    1,035 global ratings

    Customers say

    Customers like the ease of use of the memory card reader. They mention that it's very easy to use and set up, and that the bracket was easy to install. They also like the speed. However, some customers have mixed opinions on performance, connectivity, value, appearance, and battery life.

    AI-generated from the text of customer reviews

    48 customers mention48 positive0 negative

    Customers find the memory card reader easy to use and set up. They mention that the bracket is easy to install and the readers are easy to connect via Bluetooth.

    "...Easy to install, easy to use. I am a long time PayPal account holder so money was easily and readily accessible in my account." Read more

    "this swiper is very easy to use and set up - the paypal here app is easy to use in conjuction with the swiper...." Read more

    "...We sell things at conventions/shows.The readers are easy to use. Take a few seconds to connect after they are initially turned on...." Read more

    "...Once the software is installed, it's so quick and easy to use!..." Read more

    19 customers mention19 positive0 negative

    Customers are satisfied with the speed of the memory card reader. They mention that it is easy to use, works great, and comes quickly. They also say that it allows them to quickly take payments and connects to their mobile device quickly. Customers also say it charges pretty fast and has made transacting service business much easier.

    "...Once the software is installed, it's so quick and easy to use!..." Read more

    "Charges pretty fast & Connects to your phone pretty quick as long as you have the PayPal here app downloaded...." Read more

    "...It was QUICK and clear in the instructions as to when to remove the card...." Read more

    "Love how easy it is to take payment. Works great once installed...." Read more

    8 customers mention8 positive0 negative

    Customers like the swipe capability of the memory card reader. They mention that it takes the chip instead of swiping, it's easy to pair, and the swipes with or without a chip work well. Some like the size, holster, and chip reader.

    "...It is easy to pair, the swipes with or without a chip work well and the battery lasts long enough...." Read more

    "...Used it with my tablet and all was well. Perfect chip and swipe reader. Very nice unit as it had a USB plug and plug in...." Read more

    "...This works great, takes the chip instead of swiping and I have happy customers!" Read more

    "Like: Size, holster, chip and swipe easyDislike: Didn't work...." Read more

    78 customers mention49 positive29 negative

    Customers have mixed opinions about the performance of the memory card reader. Some mention that it works great and fast with a good internet signal, while others say that it stopped working within the first year that they ordered it. Some say that the reader keeps turning off.

    "...Wish i could use it on my tablet, but does work well on the phone. Long battery life...." Read more

    "...the only comment or complaint is that it shuts off too quickly - i am sure for battery conservation...." Read more

    "...I bought this and it works great. I read the reviews before purchasing and did not notice a lag in reconnecting after it turned itself off...." Read more

    "...The card reader has been amazing , connects easily and works well ...." Read more

    36 customers mention14 positive22 negative

    Customers are mixed about the connectivity of the memory card reader. Some mention that it connects easily with their phone, while others say that it's sometimes hard to connect using Bluetooth.

    "...The readers are easy to use. Take a few seconds to connect after they are initially turned on...." Read more

    "...It looks more professional when I can use the chip reader. Connects pretty well...." Read more

    "...well but it has that annoying bluetooth thing where it isn't always paired or connected...." Read more

    "...a little difficult to get connected to Bluetooth because the instructions weren’t clear that you have to connect to Bluetooth through the PayPal app..." Read more

    33 customers mention21 positive12 negative

    Customers are mixed about the value of the memory card reader. Some mention it's worth the money, great for on the go sales, and useful for small start up business. However, others say it'll waste your time and money.

    "...Long battery life. Gets me through a day of selling easy, and the bluetooth connect is pretty easy." Read more

    "...Price is higher than the swiping version, but still was certainly not prohibitive." Read more

    "...out again and to my surprise, it was working just fine, no additional purchase’s necessary. This was a huge relief...." Read more

    "...It also saves money when you can swipe or insert versus keying in card numbers and it overall looks more professional...." Read more

    21 customers mention14 positive7 negative

    Customers are mixed about the appearance of the memory card reader. Some mention it's a very nice unit that looks more professional, while others say it'd be better off looking for another reader.

    "This is really a cool device. I was debating between the free slider and this one. Glad I got this one...." Read more

    "...long time than usual to connect to my phone on top of that the design is a bit flawed because I have to connect within the PayPal app vs my phone..." Read more

    "...Looks much more professional than punching teh numbers in manually of using the old swipe one that fails more than half the time ." Read more

    "...can swipe or insert versus keying in card numbers and it overall looks more professional. So I’d say it’s worth the money." Read more

    14 customers mention6 positive8 negative

    Customers have mixed opinions about the battery life of the memory card reader. Some mention that it has a long battery life, while others say that it doesn't last 8 hours. The reader has varying opinions about its battery life.

    "...If not used for over 10 min it will shut off. Only wish the battery life was longer. It will last max 5 hours...." Read more

    "...Long battery life. Gets me through a day of selling easy, and the bluetooth connect is pretty easy." Read more

    "...automatically shut off after a certain period of time which drains the battery faster...." Read more

    "...pair, the swipes with or without a chip work well and the battery lasts long enough...." Read more

    Comes in handy
    5 Stars
    Comes in handy
    Charges pretty fast & Connects to your phone pretty quick as long as you have the PayPal here app downloaded. This product was awesome it is super helpful when I let ppl pay for there products in person or I attend business events as a vender it allows my customers to pay by debit or credit card which is awesome cause it also then sends them a virtual receipt which they have to sign for so it protects you and your customers
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    Top reviews from the United States

    Valu Marts
    5.0 out of 5 stars Easy to use on phone, not on tablet
    Reviewed in the United States on January 22, 2019
    Verified Purchase
    This is really a cool device. I was debating between the free slider and this one. Glad I got this one. It looks more professional when I can use the chip reader. Connects pretty well. The only issue is that there is no decimal point on the number pad on the app for it when I use it with my tablet. But there is on my phone. Wish i could use it on my tablet, but does work well on the phone. Long battery life. Gets me through a day of selling easy, and the bluetooth connect is pretty easy.
    One person found this helpful
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    M. Corvo
    5.0 out of 5 stars Great for card transactions at fairs
    Reviewed in the United States on December 17, 2019
    Verified Purchase
    I upgraded my phone and then realized I couldn’t use my old PayPal reader anymore. I bought this and it works great. I read the reviews before purchasing and did not notice a lag in reconnecting after it turned itself off. I only had a handful of transactions at each fair and the one problem I did have had more to do with the site’s WiFi than the card reader. Easy to install, easy to use. I am a long time PayPal account holder so money was easily and readily accessible in my account.
    Helpful
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    oula
    5.0 out of 5 stars great and easy to use - just wish it didnt go to sleep so quickly
    Reviewed in the United States on February 7, 2020
    Verified Purchase
    this swiper is very easy to use and set up - the paypal here app is easy to use in conjuction with the swiper.
    the only comment or complaint is that it shuts off too quickly - i am sure for battery conservation. In between sales of 10 min or so, i would need to turn it back on and reconnect. I wish it was possible to override and leave it on for a period of time. All in all a great tool that is easy to set up
    Helpful
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    dimensions
    5.0 out of 5 stars Works right out of the box , chip reader is cool . Get one !
    Reviewed in the United States on August 13, 2021
    Verified Purchase
    I was so tired of using the old swipe ones that paypal send . the ones that go into your headphone jack . It was finally time to upgrade . These are about the same price as paypal but the shipping is free and faster here. The card reader has been amazing , connects easily and works well . Looks much more professional than punching teh numbers in manually of using the old swipe one that fails more than half the time .
    Helpful
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    Rits
    4.0 out of 5 stars Ensures Customers Can't Get Unapproved Refunds
    Reviewed in the United States on August 13, 2019
    Verified Purchase
    We use this for our small business. We sell things at conventions/shows.

    The readers are easy to use. Take a few seconds to connect after they are initially turned on. Sometimes it doesn't work on the first try and we need to type in the information. So, that can be annoying. Only seems to happen with my husband's iPhone, but I haven't had an issue with my Pixel phone. Probably could be avoided by restarting the app, but during a show there's limited time to fool around with it. (This defeats the purpose of purchasing it as a chip reader... but is what it is.)

    It does turn itself off after not being used for a few minutes, which I guess is good so it conserves battery. But, in some ways I would rather it just stayed on since that means when a customer comes over to purchase with a credit card they need to wait a few extra seconds for it to turn on and connect. Can be annoying if things are busy or crowded. In that case, we have one person on credit cards and the other do a line for cash.

    I have an external battery that I use to charge it up at shows. It can be used to take credit cards while charging, which is good.

    Really, there is only one other chip reader available through PayPal when I purchased this one and it was more expensive. So, based on there being a limited number of options and not wanting to spend any more money than I need to... this does the job and it works fine for what I need. And now we can dispute untrue fraudulent claims (see below for full details).

    On a side note, we have always had great customer service from PayPal. We have used them for 5 years at this point, and they are always patient and helpful whenever we have questions or an issue.

    WHY YOU SHOULD PURCHASE OVER NON-CHIP READER SWIPES -
    We were already an existing PayPal customer, so we already had the account setup. We had always just used the triangular swipe only attachment (doesn't read chips) or if we forgot a swipe we entered the number directly (you pay a higher fee on this though). To be honest, I just didn't want to spend the $25 on one of these newer chip reading swipes.

    We had a problem where two different people contacted their credit card company to claim their purchase was fraudulent. Both were pretty large purchases of about $50 and $150. We always check IDs, so we know this was a scam for both people. Because we had the swipe only, PayPal said we could not dispute the claims and the two people received an automatic refund from their credit card company. Which is REALLY MESSED UP when dealing with a small business!

    When we spoke to PayPal they said the only possible way to dispute a claim for a fraudulent card charge is by purchasing this chip reader, since it is proof the actual card was used for the purchase and did not get the card information in some other fashion. (This is protocol from the credit card companies, not PayPal. The credit card companies actually automatically refund without a chip reader AND fine PayPal I think $100 for each "fraudulent" purchase.)

    Purchasing this chip reader ensures this won't happen to us again!

    Other thing -
    I didn't really read over these reviews, but happen to see one where the person was sketched out about PayPal getting your social security number. It's because PayPal sends you tax forms for the money you make through them throughout the year if it's over the amount IRS requires you to claim. They also send this info to the IRS. (Because selling stuff means you're making additional income...) If you don't want to give your social security number, then register a legit business and they will take the EIN (which is the business version of a social security number). But.... if you're making money, the IRS wants to know about it because they want you to claim it on your taxes. So.... if you don't want to give PayPal that information, then don't sell stuff and make extra money. End of rant... :)
    60 people found this helpful
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    Tabi
    5.0 out of 5 stars Easy and quick
    Reviewed in the United States on August 12, 2021
    Verified Purchase
    This is a life saver when I go to art shows. Once the software is installed, it's so quick and easy to use! Just make sure you get everything loaded and ready a day or two ahead of time and play around in the app so you're ready to use it when you have real customers. I love that you can add each item into the system so you don't have to worry about entering prices manually at the last minute. You can also add tax rates either to specific items or to the whole order. It's such a cool pos option for small businesses!
    2 people found this helpful
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