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An Old Fashioned Budget: Humble Financial Management for the Christian Housewife Paperback – November 14, 2019

4.5 4.5 out of 5 stars 42 ratings

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It is easier to earn money than it is to save it. We really need to remember what it was like generations ago when saving money was a common way of life. In this book I will share many ideas and a history of old time thrift. I will explain how to start a financial journal (or money diary) as a bookkeeping tool to carefully monitor the household spending. I will describe, in detail, how to set up an old fashioned, modest budget without using modern categories of spending that were unheard of by humble families in previous generations. You will be intrigued to read how a wife can carefully manage bookkeeping for the home in a family of limited means. There are many modern budgets for the middle and upper classes. Here you will find financial help for those living simply on a small income.
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Product details

  • Publisher ‏ : ‎ The Legacy of Home Press (November 14, 2019)
  • Language ‏ : ‎ English
  • Paperback ‏ : ‎ 77 pages
  • ISBN-10 ‏ : ‎ 0578610183
  • ISBN-13 ‏ : ‎ 978-0578610184
  • Item Weight ‏ : ‎ 4.6 ounces
  • Dimensions ‏ : ‎ 6 x 0.18 x 9 inches
  • Customer Reviews:
    4.5 4.5 out of 5 stars 42 ratings

About the author

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Mrs. Sharon White
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A New England Housewife for more than 35 years. She is the Grand-daughter of a revival preacher; A Beloved Wife; Mother of 5; and Grandmother of 12. She has been writing on the blog, "The Legacy of Home" since 2009. A retired homeschool teacher (from the Boston area), she lives with her family in an 1850's house in rural Vermont.

Customer reviews

4.5 out of 5 stars
4.5 out of 5
42 global ratings

Top reviews from the United States

Reviewed in the United States on October 9, 2023
This book is a short and simple read. In spite of that it is very encouraging and beneficial. I greatly appreciate the simple way this books lays out managing a home's finances. This method is a breath of fresh air!
One person found this helpful
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Reviewed in the United States on January 16, 2023
I liked it so much, that I started purchasing her other books and following her website. If you like the feel of little house on the prairie, you will also like this author. Same simplicity just applied to current times. Reads as comfortably as little house books.
3 people found this helpful
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Reviewed in the United States on March 31, 2023
This book is a quick read and a good reminder of the luxury first-world living has afforded many of us. The discernment of a necessary versus discretionary expense will be up to the individual/family but there is always fat to be trimmed if saving Pennie’s and dollars is your goal.

Do recommend.
Reviewed in the United States on November 10, 2021
Our family has very recently become debt-free, except for a modest mortgage. Between Dave R, and a few phenomenal youtubers... we got it done! BUT - I honestly feel that this little book would have been the perfect place to start, even before the other resources we used (listed above). This book gets rid of the excess, and simply shows us how to manage our family’s modest income in a simple manner. It is very realistic for many of us - those of us who live on small incomes and choose to live small lives. A wonderful book, and one that I consider “foundational” in grasping home finances.
3 people found this helpful
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Reviewed in the United States on November 20, 2019
A simple, clearly written guide to personal money management for those with a modest income. No IRA or stock market get-rich-quick ideas here--instead, based on her own experience and her parents', the author has written some good advice about living well on one income with a basic salary. Sound unrealistic? Well, she and her husband have done so for years now. The one suggestion I have is that more information should be included about medical and dental insurance and expenses that aren't covered by federal, state, or employee programs. For our own family, I would add a monthly savings (however small) for copayments. That being said, I like this book--a small book with good guidance and encouragement which benefit not only people with lesser incomes who struggle to manage, but also those with middle and higher incomes who feel challenged' overwhelmed, and who lack focus in their finances. "Those who manage little well should be counted among the rich."
11 people found this helpful
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Reviewed in the United States on January 12, 2020
I love this book, and in three days it has already changed my life. I completely revamped my budget, eliminating the categories that were causing me to fritter away my money. I cancelled the streaming services and the meal-planning service and dusted off my library card. I set up a basic plan for the absolute essentials with a rainy day fund for the expenses that occur periodically rather than monthly. I "found" money that I had been spreading across too many categories and was able to increase my charitable giving. I feel happier and more at peace. Mrs. White emphasizes simple living, contentment and trusting God for provision. So many financial guides are written for higher-income families and her methods work well for any income level. Her writing style is soothing and comforting, and makes me want to read more! I am so grateful to have found this book.
11 people found this helpful
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Reviewed in the United States on November 26, 2019
As I expected, Mrs. White wrote this sweet book from a unique perspective - handling a lower and more modest income that does not try to meet unrealistic demands of the world. If your household income isn't covering everything, it may be that you're trying to include too much.
She asserts that maybe if we can scale back our desires or our expectations, we may have a better chance of managing what we have instead of trying to figure out how get more! It has confirmed what I suspected was happening to so many today, and affirmed my efforts to do just what we should be doing, and that is to be satisfied with what we have.
9 people found this helpful
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Reviewed in the United States on November 17, 2019
This small book provides well written coverage of basic home budgeting and expense tracking. It is for someone just starting out that needs a easy to understand overview and process. The author clearly explains the concepts of expense tracking and provides a easy framework to get a family or a person started.

The author states (and I agree) that many personal finance books assume middle to high levels of income. This book assumes a more modest level of income. She looks back in time to a simpler lifestyle and lower levels of spending to provide perspective on what really is necessary to survive and how to fund a lovely simpler lifestyle.
13 people found this helpful
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Top reviews from other countries

Sweet Baby
1.0 out of 5 stars I’m Not Impressed
Reviewed in the United Kingdom on June 28, 2022
I have purchased every one of Sharon Whites books because like she was , I’m a Christian mother. Though I’ve not been as privileged in my husband supplying my entire income as she. More on that later.
To give the books their due - The books read extremely pleasantly and rather dreamily.
They are simply written and rather like a persons thoughts than direct communication or advice
They feel slightly patronising at times but i was prepared to overlook this and they would not necessarily appeal to a modern woman or an
Old fashioned woman who can formulate her own independent thoughts and opinions
The Christian side of the writing is what made me want to read the books
I was swayed along by Mrs Whites dream
Like existence and seemingly very Christian existence
I then decided to join her Facebook group for the books subject matter - homemaking the Christian way apparently- and I always left Likes and very praiseworthy comments
I then discovered I had been barred from the group purely on account of my appearance- I am a glamour model and I choose not to dress as Mrs White suggests we do ; which is conservatively
Mrs White writes about loving the Lord reverently on almost each page of her books and her online blog
Yet the Hypocrisy of her Judgements on certain women like myself is in fact entirely anti Christian
One of the Lords main teachings is this -
Judge not, that ye be not judged
I rest my case
Extreme disappointment and money truly wasted on this
Beware
One person found this helpful
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